Opero

Opero for insurance brokers and agents

AI employees collect quote data, send offers approved by your licensed staff, remind clients about renewals and guide them through a claim. AI never gives a binding quote or promises a payout.

The platform is free forever. For the first 14 days, up to three AI employees work for free, no card needed.

Opero
AI staff3
  • 01AI insurance assistantSalesTakes requests, collects quote data, sends approved offers and runs renewals
  • 02AI claims assistantSpecialistExplains first steps, gathers documents, tracks deadlines and the insurer's decision
  • 03AI account managerSpecialistKeeps in touch with clients between renewals, collects feedback, spots needs for new cover

Right now

What eats your time every day

01

Renewals slip through

A client's policy lapsed without a reminder, and next year they bought cover somewhere else.

02

Quotes wait for missing details

Driver experience for motor cover, the loan balance for mortgage protection: the back and forth drags on for days.

03

Claims start in panic

After an accident or a leak the client calls without knowing what to do first or which documents to gather.

AI staff

Who you can hire

Every AI employee knows your prices and policies, works in your channels and hands anything tricky to you. Prices are per employee, per month.

01

AI insurance assistant

Sales

Takes requests, collects quote data, sends approved offers and runs renewals

$199a month

$159 a month billed yearly

02

AI claims assistant

Specialist

Explains first steps, gathers documents, tracks deadlines and the insurer's decision

$99a month

$79 a month billed yearly

03

AI account manager

Specialist

Keeps in touch with clients between renewals, collects feedback, spots needs for new cover

$99a month

$79 a month billed yearly

The whole team: 3 employees, $397 a month

Start with one. For the first 14 days, up to three AI employees are free.

A day

A day with Opero

Your AI staff handles the messages and the routine. You see every action in the log and make the calls that matter.

  1. 08:30Briefing in Telegram: 11 policies expire within 30 days, 2 claims are waiting for documents.
  2. 09:15The AI insurance assistant wrote to a client whose motor policy ends next month and asked what changed during the year.
  3. 11:30A corporate health request: AI collected headcount, region and preferred clinics and passed it to the broker to quote.
  4. 14:00The broker approved quotes from three insurers, and AI sent the offer with deductibles and main exclusions.
  5. 17:45A client reported a leak. AI explained the first steps, named the insurer's notice deadline and sent the document list.
  6. 20:30"Will they definitely pay?" AI passed the question to a staff member: the insurer decides.

Inbox

How your AI employee talks to clients

Replies in seconds and follows your rules. When a decision is yours, it asks you in Telegram and waits for your approval.

Inbox

Client

New conversation

AI insurance assistant

Client

Hi. I need comprehensive cover for a 2022 Kia Rio. How much would it be?

Write to the client

Replies in seconds

Day, night and weekends. Understands voice messages and photos, and replies in the client's language.

Asks you when a decision is yours

Discounts, refunds and unusual requests come to your Telegram. Approve with one tap.

Learns from your edits

When you decline or correct a reply, it becomes a rule for the next conversations.

Features

What Opero takes off your plate

01

Requests from every channel

Telegram, WhatsApp and email in one Inbox. AI collects only quote data, no ID or license numbers.

02

A person confirms every quote

Clients receive only approved offers: insurer, sum insured, premium, deductible, exclusions, validity.

03

Renewals on time

A Renewals pipeline with early reminders and re-quotes that reflect the year's changes.

04

Help with claims

First steps, the insurer's notice deadline, the document list and review status in one card.

05

Commercial clients

Company search by your client profile for health and property cover, first emails for approval.

06

Disclosure and honesty

AI states your status and insurers from the knowledge base and, when asked, says plainly that it is AI.

Client card

A client card that fits your business

When you pick your industry, the right fields appear in the client card. If something is missing, add your own fields.

FAQ

Questions and answers

Didn't find your answer? Write to us in the chat on this site.

No. AI collects the data and sends the client an offer that your staff calculated and approved. The policy and its wording set the final terms.

Only what the quote needs: the insured object, risks, drivers' ages and experience, claims history. ID documents, licenses, health details and card data go through the insurer's form or to your staff.

It explains the first steps, names the insurer's notice deadline and gathers documents. Whether a claim is covered and how much is paid is the insurer's decision, and AI never promises it.

Connections are encrypted, and backups are made every night. Every AI action is visible in the log.

The platform is free. Each AI employee's monthly price depends on the role's level and is listed in the AI staff section above, 20% less billed yearly. For the first 14 days, up to three AI employees work for free, no card needed.

Start with one AI employee

The platform is free forever. For the first 14 days, up to three AI employees work for free, no card needed.