Money: bank, 1C, Find Money and debtors

Overview and invoices

Open Money, Overview. At the top you see money in the pipeline, won this month, waiting for payment and overdue. Below is the list of invoices with a status filter.

• New invoice: the Issue an invoice button at the top of the screen. You can also issue one with a command, for example “invoice Codelab for 48,000 rubles”.
• Fill in your company details for invoices once. Until you do, the invoice PDF says the details are missing.
• You can mark a payment manually with Mark as paid in the invoice actions. It is easier to connect your bank: then invoices are marked as paid automatically.

Connecting a bank: Tochka and T-Bank

Go to the Bank tab, the banks and statements block, and choose your bank. You need a token from your online bank. Both banks work with Russian business accounts.

Tochka

1. 1Open Tochka online banking, the integrations and API section.
2. 2Generate a JWT key.
3. 3Grant view-only rights: accounts, balance and statements. Confirm with the SMS code.
4. 4Copy the whole key, paste it into Opero and click Connect.

T-Bank

1. 1Open T-Business online banking, the integrations section.
2. 2Choose T-API and issue a token.
3. 3Leave access only to accounts and statements: you don’t need to make payments through Opero.
4. 4Copy the token, paste it into Opero and click Connect.

Statement file from any bank

If your bank is not Tochka or T-Bank, upload a statement file.

1. 1In your online bank, open the statement, choose the period and export it in 1C format. You get a .txt text file.
2. 2In the Bank tab, drag the file into the upload area or click to upload a statement.

After the upload, the AI matches incoming payments to invoices and marks them as paid. Payments it couldn’t match are shown separately, so you can sort them out manually.

Debtors and reminders

The debtors block shows overdue invoices: the client, the invoice number and how many days it is overdue.

1. 1Click Remind next to an invoice.
2. 2An AI employee writes the client an email with the invoice.
3. 3If the employee works in Suggests mode, the email waits for your approval in AI Staff. In Works on its own mode it is sent right away.

When several invoices are overdue, Overview shows a Remind everyone button: the AI writes each client a separate email with their invoice.

Find Money

Open Money, Find Money, and click Find Money. The AI checks invoices and debts, deals and leads, conversations, calls, regular clients, reviews and questions.

Each finding comes with an amount: an overdue or unpaid invoice, a stuck deal, a forgotten warm lead, a client who stopped buying, an abandoned conversation, a missed call, a missed upsell, an unanswered review.

• Do it on a finding: the AI writes to the client, sends a payment reminder, adds the lead to follow-ups or creates a task for an employee.
• Do everything: before it starts, Opero shows how many messages, reminders, emails and tasks it will create.
• Actions that need your decision are marked as waiting for a manager’s approval.
• The weekly check switch: Opero writes to you in Telegram about new findings.

Connecting 1C

Any 1C:Enterprise database connects through the standard OData interface. Once connected, Opero shows counterparties, invoices, payments and balances.

1. 1In 1C, turn on the standard OData interface (Administration, Publishing).
2. 2Publish the database on a web server and create a read-only user.
3. 3In Opero, open Money, 1C. Enter the OData database address, the login and the password.
4. 4Choose your configuration (Accounting, Small Business Management or another one such as Trade Management or ERP) and click Connect.

Company Twin

Company Twin in the Money section answers “what if” questions, for example what happens if you raise prices by 10%. The forecast is built on your own data.